.page-terms-conditions {
    font-family: 'Arial', sans-serif;
    color: #333;
    line-height: 1.6;
    background-color: #f4f7f6;
}

.page-terms-conditions-hero {
    background: linear-gradient(135deg, #003366, #FFD700);
    padding: 60px 20px;
    text-align: center;
    position: relative;
    overflow: hidden;
    color: #ffffff;
}

.page-terms-conditions-hero-container {
    max-width: 1200px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.page-terms-conditions-hero-image {
    width: 100%;
    max-height: 450px;
    object-fit: cover;
    border-radius: 10px;
    margin-bottom: 30px;
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.3);
}

.page-terms-conditions-hero-content {
    position: relative;
    z-index: 2;
    padding: 20px;
    background-color: rgba(0, 51, 102, 0.7);
    border-radius: 10px;
    margin-top: -80px; /* Overlap with image */
    padding-top: 100px; /* Space for image */
}

.page-terms-conditions-hero h1 {
    font-size: 3.2em;
    margin-bottom: 20px;
    color: #FFD700;
    text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.5);
}

.page-terms-conditions-hero p {
    font-size: 1.2em;
    margin-bottom: 30px;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    color: #ffffff;
}

.page-terms-conditions-cta-button {
    display: inline-block;
    background-color: #FFD700;
    color: #003366;
    padding: 15px 40px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: bold;
    font-size: 1.1em;
    transition: background-color 0.3s ease, transform 0.3s ease, box-shadow 0.3s ease;
    box-shadow: 0 6px 15px rgba(0, 0, 0, 0.2);
}

.page-terms-conditions-cta-button:hover {
    background-color: #e6c200;
    transform: translateY(-3px);
    box-shadow: 0 10px 20px rgba(0, 0, 0, 0.3);
}

.page-terms-conditions-section {
    max-width: 1000px;
    margin: 40px auto;
    padding: 30px;
    background-color: #ffffff;
    border-radius: 10px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
}

.page-terms-conditions-section h2 {
    color: #003366;
    font-size: 2.2em;
    margin-bottom: 25px;
    border-bottom: 3px solid #FFD700;
    padding-bottom: 15px;
    text-align: center;
}

.page-terms-conditions-section h3 {
    color: #004080;
    font-size: 1.7em;
    margin-top: 30px;
    margin-bottom: 15px;
}

.page-terms-conditions-section h4 {
    color: #0050a0;
    font-size: 1.3em;
    margin-top: 20px;
    margin-bottom: 10px;
    padding-left: 15px;
    border-left: 4px solid #FFD700;
}

.page-terms-conditions-section p {
    margin-bottom: 15px;
    color: #444;
}

.page-terms-conditions-section ul {
    list-style-type: disc;
    margin-left: 25px;
    margin-bottom: 20px;
}

.page-terms-conditions-section ul li {
    margin-bottom: 8px;
    color: #555;
}

.page-terms-conditions-content-image {
    width: 100%;
    height: auto;
    max-height: 400px;
    object-fit: cover;
    border-radius: 8px;
    margin: 25px 0;
    box-shadow: 0 6px 18px rgba(0, 0, 0, 0.1);
}

/* FAQ Section Styling */
.page-terms-conditions-faq {
    max-width: 1000px;
    margin: 40px auto;
    padding: 30px;
    background-color: #ffffff;
    border-radius: 10px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
}

.page-terms-conditions-faq h2 {
    color: #003366;
    font-size: 2.2em;
    margin-bottom: 25px;
    border-bottom: 3px solid #FFD700;
    padding-bottom: 15px;
    text-align: center;
}

.faq-item {
    margin-bottom: 15px;
    border: 1px solid #e0e0e0;
    border-radius: 8px;
    overflow: hidden;
}

.faq-question {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 18px 25px;
    background: #f9f9f9;
    cursor: pointer;
    transition: background-color 0.3s ease;
}

.faq-question:hover {
    background: #f0f0f0;
}

.faq-question h3 {
    margin: 0;
    color: #003366;
    font-size: 1.15em;
}

.faq-toggle {
    font-size: 1.8em;
    font-weight: bold;
    color: #FFD700;
    transition: transform 0.3s ease;
}

.faq-item.active .faq-toggle {
    transform: rotate(45deg);
    color: #003366;
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease-out, padding 0.4s ease-out;
    padding: 0 25px;
    background: #ffffff;
}

.faq-item.active .faq-answer {
    max-height: 500px; /* Sufficient height to contain content */
    padding: 20px 25px;
    border-top: 1px solid #eee;
}

.faq-answer p {
    margin: 0;
    color: #555;
}

.faq-answer a {
    color: #003366;
    text-decoration: none;
    font-weight: bold;
}

.faq-answer a:hover {
    text-decoration: underline;
    color: #FFD700;
}

/* Responsive Design */
@media (max-width: 992px) {
    .page-terms-conditions-hero h1 {
        font-size: 2.5em;
    }
    .page-terms-conditions-hero p {
        font-size: 1.1em;
    }
    .page-terms-conditions-section h2, .page-terms-conditions-faq h2 {
        font-size: 1.8em;
    }
    .page-terms-conditions-section h3 {
        font-size: 1.5em;
    }
}

@media (max-width: 768px) {
    .page-terms-conditions-hero {
        padding: 40px 15px;
    }
    .page-terms-conditions-hero-content {
        margin-top: -60px;
        padding-top: 80px;
    }
    .page-terms-conditions-hero h1 {
        font-size: 2em;
    }
    .page-terms-conditions-hero p {
        font-size: 1em;
    }
    .page-terms-conditions-cta-button {
        padding: 12px 30px;
        font-size: 1em;
    }
    .page-terms-conditions-section, .page-terms-conditions-faq {
        margin: 20px auto;
        padding: 20px;
    }
    .page-terms-conditions-section h2, .page-terms-conditions-faq h2 {
        font-size: 1.6em;
        margin-bottom: 15px;
    }
    .page-terms-conditions-section h3 {
        font-size: 1.3em;
        margin-top: 20px;
    }
    .page-terms-conditions-section h4 {
        font-size: 1.1em;
        padding-left: 10px;
    }
    .faq-question {
        padding: 15px 20px;
    }
    .faq-question h3 {
        font-size: 1em;
    }
    .faq-toggle {
        font-size: 1.5em;
    }
    .faq-item.active .faq-answer {
        padding: 15px 20px;
    }
}

@media (max-width: 480px) {
    .page-terms-conditions-hero-content {
        margin-top: -40px;
        padding-top: 60px;
    }
    .page-terms-conditions-hero h1 {
        font-size: 1.8em;
    }
    .page-terms-conditions-hero p {
        font-size: 0.9em;
    }
    .page-terms-conditions-cta-button {
        padding: 10px 25px;
        font-size: 0.9em;
    }
    .page-terms-conditions-section, .page-terms-conditions-faq {
        padding: 15px;
    }
    .page-terms-conditions-section h2, .page-terms-conditions-faq h2 {
        font-size: 1.4em;
        text-align: left;
        border-bottom: 2px solid #FFD700;
    }
    .page-terms-conditions-section h3 {
        font-size: 1.2em;
    }
    .page-terms-conditions-section h4 {
        font-size: 1em;
    }
    .faq-question h3 {
        font-size: 0.95em;
    }
    .faq-toggle {
        font-size: 1.3em;
    }
    .faq-answer p {
        font-size: 0.9em;
    }
}